Underwrite the exposure that's actually on site — not the ACORD that says it's fine.

It starts with verification floors -- two parties and a ledger under every coverage record and every certificate.A risk network takes shape on top: your carriers, your insureds, your jobsites and counterparties.The continuous re-projection loop measures the network's live exposure......and derives the exact surfaces to bind and certify against the live project — not the ACORD that says it's fine.

No promises above the fold. Records.

Live verified records from the graph -- two-party verified, anchored to an immutable ledger, receipt on file. Where we have no authentic source, we name the gap instead of filling it.

the verification tapesource · revision · receipt
PREMIUM, DRAW & NAV NUMBERS -- any policythe gap ledger · what unlocks it is published toowithheld -- no authentic per-policy source ingested yet. We name our gaps; we never fill them with guessed premiums, draws, or NAV.

Asserted by one party. Verified by a distinct second. Anchored to an immutable ledger.

A certificate resolves from the live jobsite signal -- not a hand-typed PDF that aged the moment it printed.

Every chip resolves to the source. “Check it” is the product.

And where we have no authentic source -- we say so. The gap is part of the tape.

SHARED GRAPH

Underwrite the project on one shared graph.

InsureConniXT is how the specialty insurance operating system serves brokers, carriers, and sureties. One project graph spans construction, insurance, and finance -- ACORD-native, with policy, claim, and coverage on the same record.

See the risk as it actually is.

  • Live project performance feeds underwriting -- not a snapshot from bind day.
  • Coverage gaps surface at handoffs, not at claim time.

Submission to bind, in one graph.

  • One submission flows to your full carrier panel.
  • ACORDs and COIs resolve from Cascade, not template chaos.

Settle on what's actually verified.

  • Sureties cure on the same payment ledger the GC is funding from.
  • Claims data feeds back to underwriting in real time.

Two records, same project

One is alive. One is a photograph.

A certificate of insurance is a snapshot of a moment that has already passed. The project graph is the moment you're standing in. Same project, two records — here is what each one actually knows.

Live verified project graphACORD / COI snapshot on file
Reflects coverage as it stands today — not as of the issue datenot offered
Updates itself when a policy is renewed, cancelled, or amendednot offered
Verifiable back to the carrier's recordas printed
Tied to this project's graph — every sub, draw, and lien in one placenot offered
Tells you the moment something changesnot offered

The four moats.

Everything below runs on the same shared graph -- these are the four things that only work because of it. sample project: Tarrytown Lighthouse -- $4.2M civil

Moat #1

One live data stream

Every platform claims a single source of truth -- then hands each stakeholder a different export. Here the owner, GC, carrier, lender, and auditor views all render from ONE immutable record, so a number can never disagree with itself across the table. When the record changes, every lens updates in the same instant; there is nothing to reconcile because nothing ever forked.

THE SHARED RECORDTarrytown Lighthouse$4.2M civil · one graph
emittingbudget $4.2M · 12 milestones
Ownerbudget $4.2M · 12 milestones · 2 open decisions
GCschedule +2d · draw 7 of 12 · 3 subs on site
Carrierexposure bound · COI current · 0 open incidents
Lenderdraw gate APPROVED · $2.4M scheduled · anchored
Auditorledger receipts 412 · chain verified · 0 gaps
Moat #2

When one milestone fires, three industries update.

Everywhere else, construction, insurance, and finance run on separate systems stitched together with email and re-keyed PDFs. Here a verified milestone IS the coverage check and IS the draw trigger -- one event, three industries, zero handoffs. Copying this requires owning all three ledgers at once, which is precisely the point.

Construction

Construction: milestone complete

GC marks milestone #7 at 100%

Insurance

Insurance: coverage check

Carrier auto-verifies coverage applies

Finance

Finance: draw trigger

Lender auto-releases the milestone draw

Ops

Ops: vendor payout

Payment pipeline schedules vendor ACH

Audit

Audit: ledger entry

All four above recorded append-only with the same event ID

Construction Insurance Finance Ops Audit
Moat #3

Rewind the policy to any moment.

Disputes are arguments about what people knew and when they knew it. Cascade snapshots turn that into an exact query: scrub to any day and see precisely what the underwriter, the lender, or the adjuster saw -- not a reconstruction, the actual rendered state. Litigation-grade hindsight, standard with the platform.

LIVE

Project

Tarrytown Lighthouse

As of April 12, 2026

Closing Out

% Complete

94%

Budget Spent

$7.6M

Schedule

+2d

/mace/projects/tarrytown-lighthouse

resolved: /mace/projects/tarrytown-lighthouse

6 months agoNow
JanFebFebMarMarApr

Drag the handle -- or use left right -- to rewind the dashboard through real Cascade snapshots.

Moat #4

Click any number. See exactly how it was computed.

Every figure on the platform resolves through a named chain -- platform floor, vertical policy, solution default, tenant override -- down to who set each value and when. Click any number and the resolution rail shows its full lineage, anchored to the Confidential Ledger. A number you can interrogate is a number you can trust; a dashboard that cannot explain itself is decoration.

cascade-resolved dashboard
Live
cascade-engineEvery value is resolved through a full inheritance chain

Purpose-built products on the same graph.

Each one is a focused operating surface -- same ledger, same receipts, zero handoffs.

The risk is live. Your paperwork isn't.

Margins and losses hide in the gap between the policy on file and the project as it actually is.

  • Stale ACORDs

    You bound the risk you saw a year ago.

    Coverage resolves from the live project graph -- schedule of values, additional insureds, and completed value update as the work does, not at the next renewal scramble.

  • Coverage gaps

    The gap surfaces at claim time, not handoff.

    When a milestone fires, the coverage check fires with it. A lapse or an uncovered exposure is flagged at the handoff -- two parties on the record, anchored to an immutable ledger.

  • Surety blind spots

    You cure on paper the GC already moved past.

    Sureties read the same payment ledger the GC is funding from. Draws, waivers, and completion all resolve to a two-party verified record before anything releases.

A community that compounds the record.

Your carrier × class cell is the living edge of the graph: the feed is the record changing -- a binder issued, a certificate renewed, a verified member joining, a gap closing.

  • Fact-deltas

    News that is literally the record.

    A schedule of values revised, a COI renewed, an additional insured added -- a feed item with a receipt, not a newsletter take.

  • Verified standing

    Reputation you can audit.

    Status is verification position -- asserted, verified, confirmed -- ledger state, not karma.

  • The gap ledger

    We publish what we don't know.

    Every withheld number is a named gap with what unlocks it. Correct us or beat us to the source.

Solutions that settle, not just track.

  • Compliance

    ACORD-native certs & evidence

    Every certificate traces to a two-party verified signal. The auditor's trail is the default, not the scramble.

  • Money

    Verified draws & surety gates

    A draw or a cure releases only against a two-party, ledger-accredited checklist. Fail-safe, not best-effort.

  • Market

    Evidence-backed underwriting

    Submissions that carry verified exposure -- live project performance, cert status, accredited completion.

Founding metros: Dallas–Fort Worth & Las Vegas

Specialty construction insurance first -- live project performance feeding underwriting, certificates resolving from the jobsite signal, sureties on the same ledger as the GC. Design partners meet our founders in person, in your market.

Join the founding cohort